WASHINGTON, US: The Federal Bureau of Investigation (FBI) has cautioned Americans against election-related financial fraud ahead of the November 3, 2026, midterm elections, warning that scammers are exploiting political campaigns to steal money and personal information.
In an advisory issued on October 15, the FBI identified several schemes involving fake campaign fundraising, fraudulent political merchandise and voter registration messages. Criminals are also using artificial intelligence to create convincing audio, images and messages impersonating candidates, campaign teams, government agencies and trusted individuals.
One emerging threat is the campaign investment pool scam, in which fraudsters promise guaranteed profits to people contributing money to a candidate’s campaign. Victims are told their investments will generate returns after the candidate wins. Some schemes also encourage participants to recruit others in exchange for a larger share of the supposed payout.
Another tactic involves fake political action committees (PACs). Scammers falsely claim links to legitimate committees to solicit donations, pocketing the money instead of forwarding it to the intended organisation. Fraudulent online sellers may also collect payments for campaign merchandise that is never delivered.
The FBI has further warned about phishing messages claiming recipients are not registered to vote. These texts and emails direct people to counterfeit registration websites designed to collect personal details for potential identity theft. Voter registration deadlines and procedures vary by state, making it essential to verify information through official election authorities.
To avoid falling victim, the FBI advises Americans to scrutinise unexpected requests for money or personal information, independently verify political fundraising appeals and research organisations before donating. The Federal Election Commission maintains records of PACs and super PACs that can help voters verify their legitimacy.
The warning comes amid broader anti-fraud efforts by the Trump administration. On October 21, President Donald Trump said federal law enforcement had warned more than 10,000 Americans about potential victimisation and prevented at least $1.6 billion in losses this year.
The FBI emphasised that campaign contributions are donations, not investments, and do not guarantee financial returns.
